The ECDC Enterprise Development Group’s (EDG) staff is comprised of professionals with a broad scope of expertise to serve the low-to-moderate consumers looking to start or expand a business.

The EDG staff’s mission is to provide access to financial resources that clients need to achieve self-sufficiency — making the American Dream accessible to all.

President & CEO

Tsehaye Teferra, Ph.D.

Acting Managing Director

Esayas Gebrehiwot

Finance & Administration Manager

Haddish Welday

Program Coordinator, Loans & Technical Assistance, Baltimore Branch Office

Habte Michael

Office of Refugee Resettlement (ORR) Project Coordinator

Abnet A. Tessema

Loan & Technical Assistance Officer

Kidan Fekadeamlak

Loan & Technical Assistance Officer

Hussein Ali Mahrar Mahrammi

Tax Coordinator

Nebiyi Teferra

Accounting Assistant

Elsa Desta

Fesseha Beyene
Technical Assistance & Loan Collection Officer

Fesseha Beyene

IT Manager

Wossen Hailu

IT Specialist

Haileyesus Endeshaw

President & CEO

Tsehaye Teferra, Ph.D.

Dr. Tsehaye Teferra, founded the Ethiopian Community Development Council (ECDC) in 1983. He launched the ECDC Enterprise Development Group (EDG) in 2001, as a nonprofit subsidiary of ECDC.

20 years later EDG has matured into a strong, robust financial nonprofit that assists low-to-moderate income consumers along with immigrants, refugees, asylees to achieve self-sufficiency by funding new businesses or the expansion of one. Serving and advocating for humanitarian causes is his passion and life’s work.

Acting Managing Director

Esayas Gebrehiwot

Esayas joined ECDC Enterprise Development Group (EDG) in 2017 as a senior manager of loans and technical assistance. He oversees all lending and technical business practices. He also plays a pivotal role in new business development strategies; and supervising the activities of the loan officers and portfolio management team.

Prior to joining EDG, Esayas held senior executive leadership positions, i.e., vice president of the Commercial Bank of Ethiopia and president of the Development Bank of Ethiopia. For both banks, he led the design and implementation of multimillion-dollar projects in Ethiopia sponsored by multilateral organizations, including the World Bank to setup a line of credit dedicated to small-to-mid-size enterprises (SME) and Women Entrepreneurship Development.

Esayas holds a master’s in Banking & Finance, graduating with distinction, from the University of Wales Bangor in the United Kingdom.

Finance & Administration Manager

Haddish Welday

Haddish joined the Ethiopian Community Development Council (ECDC) in 1995 as the finance and administration manager for its Micro-Enterprise Development Program. In 2001, as a results of the program’s success, Haddish assumed the same leadership role for the newly renamed ECDC Enterprise Development Group (EDG).

He oversees EDG’s portfolio, which today has more than $12 million in assets with an outstanding loan portfolio of over $6 million. In addition, Haddish has oversight of EDG’s annual operations budget of $2 million. In which he prepares budgets and financial projections, as well as EDG’s financial management systems and administrative policies.

Prior to joining EDG, Haddish worked for First Virginia Bank as a senior loan processor. He holds a bachelor’s in Business Administration.

Program Coordinator, Loans & Technical Assistance, Baltimore Branch Office

Habte Michael

Habte brings 30 years of financial management experience to his role as program coordinator of loans and technical assistance for the EDG Baltimore Branch Office. Prior to joining the EDG team, Habte served as property manager of Highland Holdings, LLC, for the Ethiopian Community Development Council.

In his new capacity, Habte oversees the day-to-day Baltimore Branch operations. In addition, he personally meets with clients and helps those aspiring to own their own business achieve their dream by guiding them through the loan process from start-to-finish. Habte works tirelessly to meet the needs of his clients, taking great pride in each entrepreneur’s success story.

Office of Refugee Resettlement (ORR) Project Coordinator

Abnet A. Tessema

Abnet joined the Enterprise Development Group in 2014 as the Office of Refugee Resettlement (ORR) project coordinator. In that capacity, he is responsible for processing refugee and asylee loans, as well providing technical assistance, e.g., helping clients be in compliance with local business ordinates, and conducts trainings focused on financial literacy and business planning.

Abnet holds a master’s of business administration from Addis Ababa University where he also taught for more than 10 years.

Loan & Technical Assistance Officer

Kidan Fekadeamlak

Loan & Technical Assistance Officer

Hussein Ali Mahrar Mahrammi

Hussein serves as a loan and technical assistance officer for the ECDC Enterprise Development Group. In this capacity, he is responsible for assisting clients by processing loans and mentoring on new business best practices. Prior to EDG, he worked for the Federation of Afghanistan Craftsmen and Traders; and the Ministry of Commerce and Industry, specializing in international trade and export.

In addition, Hussein was a guest lecturer of economics at several universities in Kabul-Afghanistan. Hussein also is a published author and translator of numerous articles regarding the accession of Afghanistan to the World Trade Organization. Hussein speaks Farsi (Dari), Hindi, Pashto, Russian and Urdu.

Tax Coordinator

Nebiyi Teferra

Accounting Assistant

Elsa Desta

Technical Assistance & Loan Collection Officer

Fesseha Beyene

IT Manager

Wossen Hailu

Wossen has been a member of the Ethiopian Community Development Council (ECDC) for more than 16 years as information technology (IT) manager. He is responsible for the oversight of all IT services for headquarters and alliance offices.

Wossen manages the day-to-day operations of ECDC’s database; phone system; network; security; server; VPN; and ECDC and the ECDC Enterprise Development Group’s (EDG) Web sites. Wossen holds a bachelor’s in Electrical Engineering from Virginia Polytechnic Institute and State University. .

IT Specialist

Haileyesus Endeshaw

Haileyesus is in charge of setting up, managing and troubleshooting the technology systems that the Ethiopian Community Development Council (ECDC) uses to maintain computer and software networks. His duties include responding to hardware problems, updating system software, and tracking the data and communications used on ECDC’s network.

In addition, he service as Web master for the ECDC Enterprise Development Group’s Web site. Haileyesus previously served as system and database administrator for the United Nations. He bachelor’s in Management Information System from Unity University.

Discover The Future

Providing affordable financial lending programs to the low-to moderate income consumers to start or expand a business.